Adadin bankunan ga kamfanoni masu zaman kansu ya ragu da kashi 11.93% a cikin Maris

Lamunin da bankunan kasuwanci ke baiwa kamfanoni masu zaman kansu ya ragu da kashi 11.93 cikin 100 a watan Maris din 2024, biyo bayan tsauraran kudaden da babban bankin Najeriya (CBN) ya yi.

Bayanai daga bankin CBN sun nuna cewa bashin da ake baiwa kamfanoni masu zaman kansu ya ragu zuwa Naira tiriliyan 71.21 a karshen watan Maris din 2024 idan aka kwatanta da Naira tiriliyan 80.86 a watan Fabrairun 2024.

A kwata-kwata-kwata kwata kwata, kiredit din bankunan masu zaman kansu shima ya ragu da kashi 6.66 daga naira tiriliyan 76.29 a watan Janairun 2024.

A wani bangare na tsaurara matakan da ya dauka na farfado da hauhawar farashin kayayyaki, CBN, a cikin wata daya ya kara yawan kudin ruwa, wanda aka fi sani da Monetary Policy Rate (MPR) da kashi 600 zuwa kashi 24.75 a watan Maris din 2024 daga kashi 18.75 a watan Yulin 2023.

Adadin hauhawar farashin kayayyaki a Najeriya ya karu zuwa kashi 33.2 a cikin watan Maris na 2024 bisa ga sabbin bayanai daga Hukumar Kididdiga ta Kasa (NBS).
Bankin na CBN ya kuma kara yawan Cash Reserve Ratio (CRR) daga kashi 32.5 zuwa kashi 45 cikin dari, inda ya daidaita layin assymetric a kusa da MPR zuwa +100/-700 daga +100/-300, kuma ya ci gaba da rike rabon ruwa (LR) a 30. kashi dari.

A rahotonta na tantance Najeriya kwanan nan, Asusun Ba da Lamuni na Duniya IMF, ya shawarci babban bankin kasar da ya yi la’akari da kara kudaden ayyukan bude kasuwanni (OMO) da ya kai Naira tiriliyan biyu a cikin shekara mai zuwa. Shawarar na da nufin magance matsalar yawan kuɗaɗen kuɗi a cikin tattalin arzikin.

IMF ta ba da shawarar cewa CBN ya dage wajen janye rarar kudi ta hanyar amfani da kayan aiki na gajeren lokaci kamar OMOs ko repos. Musamman ma dai shirin da aka fara yi shi ne kawar da ragowar naira biliyan 800 da ya wuce gona da iri, inda za a ci gaba da samun kudi har naira tiriliyan 2 a cikin watanni 12 masu zuwa.

An zayyana waɗannan shawarwarin a cikin Tattaunawar Ƙididdigar Kuɗi na IMF da Rahoton Ma’aikata na Najeriya, wanda Asusun ya buga kwanan nan.

“Ba da jimawa ba babban bankin kasar ya mayar da martani kan rikicin ta hanyar kara tsaurara matakan tsaro. Wannan haɗe tare da ƙoƙarin rage yawan kuɗi da kuma hana hasashe na crypto ya ga Naira ta sake samun ƙarfi a hankali. Duk da haka, hauhawar farashin kayayyaki bai yi kasa a gwiwa ba, ta yiwu saboda dacewar manufofin watsa shirye-shiryen da ke tattare da shi, da hauhawar farashin kayayyakin abinci da kuma yadda da wuya a iya auna daidaito tsakanin samar da kudi da farashin a Najeriya. Wannan ƙari ne ga ƙayyadaddun ƙayyadaddun haɗin gwiwa, wanda duk da haka sannu a hankali yana haɓaka, tsakanin cibiyoyin kuɗi da na kasafin kuɗi don aiwatar da ingantattun manufofin tattalin arziƙin ƙasa,” Murtala Sabo Sagagi, memba a kwamitin manufofin kuɗi (MPC), ya ce.

Lamido Abubakar Yuguda, memba na MPC, ya fada a cikin bayaninsa na sirri cewa fannin banki ya kasance cikin kwanciyar hankali tare da mahimman abubuwan da ke cikin ma’auni. Matsakaicin wadatar babban birnin ya kasance sama da kashi 10 cikin ɗari a watan Fabrairu. Adadin rancen da ba sa biyan kuɗi (NPLs) a kashi 4.5 ya ƙaru kaɗan da kashi 0.3 idan aka kwatanta da Janairu 2024 amma ya kasance ƙasa da ma’auni na hankali na kashi 5.0 cikin ɗari. Matsakaicin Liquidity na Masana’antu (LR) ya kasance kashi 42.7 cikin ɗari, wanda ya zarce mafi ƙarancin tsari na kashi 30.0 cikin ɗari kuma ya haura na kashi 42.1 da aka yi rikodin a watan da ya gabata.

A nasa jawabin, Muhammad Sani Abdullahi, ya ce bankin na CBN ya ci gaba da mayar da hankali wajen tabbatar da cewa tsarin bankin ya tsaya tsayin daka saboda muhimmiyar rawar da yake takawa, ba wai kawai a tsarin yada manufofin kudi 30 ba, har ma da tabbatar da zaman lafiyar gaba daya. macroeconomy. Don haka, ta hanyar yin amfani da tsattsauran ra’ayi da ma’auni, Bankin ya ci gaba da tabbatar da cewa fannin banki na Najeriya ya kasance cikin aminci, lafiya, da juriya. Idan aka yi la’akari da kalubalen da ke tattare da yanayin aiki, da karfafa tsarin sa ido da tsare-tsare na Bankin, da kuma shirin mayar da bankunan kudaden ajiya don tallafa wa ajandar tattalin arzikin FGN na dala tiriliyan daya nan da shekarar 2030, ya kasance mabuɗin don dorewar tsarin banki.